Which Would Make The Best Title For A Research Paper Covering These Topics?
Thursday, November 28, 2019
Pythogerm Triples free essay sample
The odd leg is plotted on the horizontal axis, the even leg on the vertical. The curvilinear grid is composed of curves of constant and of constant in Culicids formula. A plot of triples generated by Culicids formula map out part of the z xx cone. A constant traces out part of a parabola on the cone. Culicids formula is a fundamental formula for generating Pythagorean triples given an arbitrary pair of positive integers m with . The formula states that the integers form a Pythagorean triple.The triple generated by Euclid s formula is primitive if and only if caprice is odd. If both are odd, then will be even, and so the triple will not be primitive; however, dividing by 2 will yield a primitive triple if are caprice. Every primitive triple arises from a unique pair Of caprice numbers one of which is even. It follows that there are infinitely many primitive Pythagorean triples. We will write a custom essay sample on Pythogerm Triples or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page This relationship of to from Culicids formula is referenced throughout the rest of this article.Despite generating all primitive triples, Culicids formula does not produce all triples. This can be remedied by inserting an additional parameter k the formula. The following will generate all Pythagorean triples uniquely: where are positive integers with odd, and with caprice. That these formulas generate Pythagorean triples can be verified by expanding sing elementary algebra and verifying that the result coincides with .Since every Pythagorean triple can be divided through by some integer to obtain a primitive triple, every triple can be generated uniquely by using the formula with to generate its primitive counterpart and then multiplying through by as in the last equation. Many formulas for generating triples have been developed since the time of Euclid.
Sunday, November 24, 2019
The Evolving Definition of Justice in Platos Republic essays
The Evolving Definition of Justice in Platos Republic essays Just as Polemarchus inherited the argument with Socrates concerning justice from his father, he also inherited a traditional definition of justice from Greek culture. Through their argument, Socrates shows Polemarchus that justice is more than just a balance of the pluses and minuses of debts; instead, Socrates illustrates that justice is a force that does good for all people. Through Polemarchus changing definitions of justice throughout the argument, the readers definition of justice also changes. In the end both Polemarchus and the reader come closer to grasping the true nature of justice. After taking over the argument, the first clear definition of justice Polemarchus presents is one given by the Greek philosopher, Simonides. It states, that it is just to give to each what is owed(331e). This definition is clearly part of the Greek ethos, and is similar to the definition of justice presented by his father, Cephalus. Socrates counter to this definition is shown when he asks Polemarchus if it is just to give back gold or weapons to a friend who has entrusted him with their care when they are not in sound mind. Polemarchus answers that returning the goods would be the wrong thing to do. Polemarchus goes on to say, friends owe it to friends to do some good and nothing bad(332a). It is in this exchange that both Polemarchus and the reader begin to see the good that must be inherent in actions for them to be considered just. In his original definition of justice Polemarchus would have done harm to his friends if he had simply returned the goods that he had been entrusted with when their owner was not in sound mind. This is clearly an unjust action. It is easy for the reader and Polemarchus to accept that justice should never harm someone one considers to be a friend. This first argument also paves the way for the realization that for actions to be just they must be backed with good inte...
Thursday, November 21, 2019
Response paper Essay Example | Topics and Well Written Essays - 500 words - 20
Response paper - Essay Example In addition, it is sad that her son has nothing positive but he is a lazy kid. In fact, the son behaves like a pimp because he can do nothing and just benefits from the activities carried out by her mother. To make the matter worse, the son hates the mother for being a prostitute but still benefits from her prostitution activities. For example, the son gets money from the mother and also eats what is cooked by her. It is through this kind of laziness that the son reminds her mother of his dead father making the whole scenario of the movie to depict sadness. Of more significance, the movie is filmed like a documentary. This is because there are no fictitious scenes included in the movie. The story line of the movie revolves around the ordinary life of the characters involved. The story about the single parent in the movie reminded me of the kind of life that I fear leading in my future. In addition, the movie made me to think about why my mother has always told me not to live like her. However, I do not think my life will be much different from that of hers considering the nature of life exhibited in Asian countries. On the other hand, the movie made me nervous throughout the different scenes. Even though the movie was presented ordinarily, I became nervous while watching it because I could relate the different situations happening to the characters to my personal life. Different people undergo personal experiences that are kept as a secret to them and after watching this movie, I could not judge people anymore. Anyway, the movie has captured the theme of feminism effectively. The use of Jeanne Dielman in the movie demonstrated the role of women in the society and how they should advocate for equality with men. This explains why the movie is categorized as one of the best feminist movies in history. The director of Jeanne Dielman, 23 quai du Commerce, 1080 Bruxelles was able to capture an image
Wednesday, November 20, 2019
Writing a reflection based on persona poster i created Essay
Writing a reflection based on persona poster i created - Essay Example The use of social technologies however is not only limited in social media such as Facebook and Twitter. We also used it in doing business, doing transaction and research although we may not realize it that we were already using it before the class. For example, when we buy some goods online where there is a camera for us to check it, it is already a use of social media. Checking online for an internship or summer job is already the use of social technology. Of course the class taught concepts about user research. They are however too generalized and I cannot relate to all of them. There are some concepts that are alien to me such as explanation of the hardware used in social technology and there are others that I could very much relate to it such as the application of social technology in social media. But of course, who would not be able to relate to social media with people of my age when almost all of us are engrossed with it. So my understanding of user research is basically personal empowerment. User research provides me with most of the information to become functional and productive as well as to be nonproductive. I mentioned that user research provide me with the most information to become functional because it enables me to do the things that I need to do. For example, user research provides me information needed to complete school works right at the comfort of my home. I can access the library or other books online. I can eve n do transactions online without having to leave my home. This is consistent with my statement when I said that user research makes me productive. I can pay my bills, inquire information about the things that I need to know and even enroll myself in school online which would have taken a lot of time and effort without the facility of user research. Research could also serve as a distraction when I have to surf the net with useless things when I need to finish something such as checking my Facebook
Monday, November 18, 2019
Compensation and Benefits Critical Reflection of Learning Reflection Essay
Compensation and Benefits Critical Reflection of Learning Reflection - Essay Example A person may exhibit a combination of these four basic learning styles (known as the learning style inventory or LSI) based on theory developed by American psychologist David A. Kolb; his theory is that people learn best by way of experience but this experiential learning can vary, depending on each individuals preferences. This concept of learning styles has broad practical applications in real life situations, such as the formulation of teaching principles for higher education and adult classes (Kolb, 1984, p. 184). Kolbs cycle of learning theory has a high degree of reliability and validity based on test results of several subjects based on research studies done, in terms of its predictability. Based on this learning styles inventory which consists of four learning processes, I found out that I have a preference for the AC (score of 20 out of a possible 20) as primary, and in the RO (12 out of 20) as secondary learning styles (the two highest scores, with AE at 11 and CE at 7 only). The results mean I am more of the abstract conceptualization type of a learner, using both reason and logic to arrive at a rational evaluation of matters being discussed through systematic analysis. This fits in nicely with the second learning style which is the RO, which relies on impartial observations to make a judgment, based largely on being an objective observer (Kolb, 1985, p. 68). In this regard, what I learned the most from this course is the topic of employee benefits as discussed in Chapter 1 (Introducing Employee Benefits) because I found the topic interesting. The rise in administration of employee benefits has a long history that goes back to the Industrial Revolution, when people shifted from mostly agricultural to industrial production, and in wealth creation produced a new economic class, the entrepreneurs and capitalists. In the early days, this social, political and economic hierarchy
Friday, November 15, 2019
The Mauritius global financial crisis
The Mauritius global financial crisis 3.0 Global Financial Crisis in Mauritius: Evidence from Macroeconomic Indicators The analysis below is based on some macroeconomic indicators namely GDP growth rate, some tourism components (arrival, receipts, number of hotels and room, employment rate, FDI inflows, BOP) of the Mauritian economy and Air Mauritius in the event of the crisis. 3.1 GDP growth rate Mauritius relies on three traditional pillars specifically agriculture, E.P.Z manufacturing sector and tourism but the market structure changes over time. From 2006 to 2008, the growth of GDP was constant but unexpected decline of 2.4%, from 5.5% in 2008 to 3.1% in 2009 as shown in figure 1 below. The main reason behind the decline was the impact of the financial crisis on Mauritian sectors. The GDP improved to 4.2% in 2010 compare to 2009 projecting a gradual recovery from the global crisis but this was not the case in 2011 as there was a drop of 0.7%. This means that global crisis has a continuous effect on the economy as it cannot be solved overnight. However, there was a slight increase by 3.5% in 2013. Figure 1: Real GDP Growth Rate 1994-2013 Source: CSO, National Accounts of Mauritius, 2012 3.2 Global financial Crisis and Mauritian Tourism Industry 3.2.1 Tourism Arrivals and tourism receipts In pre-crisis era, the tourism and travel industry has been the largest flourishing sector. Since the late 90s the tourism sector has experienced a boom. Since 1994, there was a rapid growth in the number of tourist arrivals in Mauritius that led to an increase in the tourism receipts as shown below in figure 2. The amount of tourist arrivals has increased from 400,526 in 1994 to 993,106 in 2013. The amount of tourism has boosted from Rs 6,415 million in 1994 to Rs 40,557 million in 2013 indicating an increase of Rs 34142 million over the past years. There has been around 532.2% increase in the tourism receipts the past 20 years. There was a very little increase in 2000 to 2001 in number of arrivals and the amount of receipts was quite the same in 2001 and 2002 due to the 9/11 terrorist attack in New York on the World Trade Center in 2001. Figure 2: Tourism Arrivals and tourism receipts for last 20 years Source: Central Statistical Office Mauritius For the past few years, Mauritius has experienced hostile impacts on the tourism sector due to the global financial crisis. The 930456 arrivals in 2008 indicated a growth of 2.6% but the rate decreased by 13% compare to the growth of 15.06% in 2007. However, the difficult times and global crisis started afflicting our shores by slowing down the growth. Eventually in 2009, the tourism industry was hardly hit as it showed a negative growth of 6.4% decreasing by 59,100 of arrivals between 2008 and 2009. There was also a heavy decline in tourism receipts around 13.4% between 2008 and 2009. During 2010, Mauritius maintained the highest arrivals growth of 7.3% due to the incentive taken by the government. The tourism arrivals rebounded by a growth rate of 3.2% in 2011 and 0.08% in 2012. The tourism receipts boosted up in 2010, 2011 and 2012 but there was a decline by 8.6% in 2013 although the number of arrivals increased by 2.9%. The disparity in 2013 would be explained as there was a decr ease in hotel price in order to attract European clients and the markets has been opened to Asian countries.The figures used are attached in Appendix A. 3.2.2 Number of Hotels and hotel rooms In Mauritius, the number of hotels and rooms has expanded along with the growth of tourist arrivals. In 2013, there were a total of 107 registered hotels and 12,376 rooms. There was a closure of 3 hotels in 2011 and 10 hotels in 2013 which led to a decrease in the number of rooms. The graph below shows the trend of hotels and room available in Mauritius over the past 10 years. Figure 3: Number of Hotels and hotel rooms for the past 20 years Source: Central Statistical Office Mauritius 3.2.3 Employment in Tourism Sector Figure 4: Employment in Tourism Sector, Mauritius Source: Central Statistical Office Mauritius The tourism sector has been creating plenty of jobs over the past years. From the figure above, GFC has shown its huge impact mainly on travel and tourism as there is a continuous decrease from 2006 to 2007 and only 2011 there was a slight increase. The restaurants have only been affected in 2011 with a slight decrease around 2.2%. Tourism sector was mainly touched in 2009 so the employment in hotels demonstrated it by a decrease of 1836 jobs and in 2012; there was only a small decrease. Overall, the total employment in tourism sector had a negative impact around 6.1% in 2009 and 0.38% in 2012. 3.2.4 Balance of payment (BOP) There are various components of the economy in Mauritius that contributes to the BOP namely tourism earnings, Foreign Direct Investment (FDI) and invisible exports. Since the plague of GFC, ââ¬Å"the phenomenon of global imbalances à ¢Ã¢â ¬Ã à ¢Ã¢â ¬Ã that is, the coexistence of large current account deficits and surpluses in the globalâ⬠(Servà ©n and Nguyen 2010). The continuous deficit in the current account indicates a slowdown in the Mauritian economic activity and growth. Meanwhile, the surplus in the services account showed a decline of around 17.6% in 2008-09 due to a depression in our principal export markets in the EU and UK meant that services fell by 17.6% in 2009 (see Table 1 below). The service showed sustained growth to Rs 27,485 in 2011-12. However, this was not reflected on the financial statement of listed hotel groups which showed a declining profit. Table 1: Balance of payment Source: Bank of Mauritius In relation to FDI inflows, present to the changeable economic environment, many companies have postponed their investment schemes. While some projects in the tourism sector have been deferred and there was also delays in the construction of airport project. Tourism industries have responded to the crisis by reducing costs, cutting the accommodation price in hotels, changing work methods and prolonging investments and recruitments. Figure 6 below, shows the deterioration in FDI in tourism sector from 2007 to 2012 and only 2009 there was an increase of USD 10.5 million. Figure: 5: Foreign Direct Investment by tourism Sector Source: photos.state.gov *Figure for 2012 is for the period Jan-Sept only 3.3 Air Mauritius Air Mauritius is the national airline of Mauritius. Ujooha, the CEO of Air Mauritius (annual report, 2008/09) mentioned that GFC would be remembered as the ââ¬Ëworst in its historyââ¬â¢ of airline industry. Air Mauritius was badly affected by the GFC as it faced huge losses on fuel hedging where they hedged on fuel for USD 104 a barrel for 2 years until August 2010 but fell to USD 33 a barrel in 2008. With the worldwide recession, the number of passengers carried has declined around 9% in 2008/09 and 4.9% in 2009/10 as shown figure 6. In 2012, due to the reduction in seats on European markets so there was a termination of flights to Rome, Munich and Vienna and it had an impact on 2012/13. Hence, the GFC really had a negative impact on Mauritian tourism sector and airline industry as Air Mauritius is still trying to overcome that crisis. Figure 6: Passengers carried Revenue Source: Air Mauritius New Mauritius Hotels (NMH) NMH is also known as Beachcomber Hotels, is one among the largest and oldest of hotel in Mauritius. It consists of eight hotels operating in Mauritius under its brand name: Royal Palm Dinarobin Hotel Golf Spa Paradis Hotel Golf Club Trou Aux Biches Resort Spa Shandrani Resort Spa Le Victoria Le Canonnier Le Mauricia NMH had an amazing year in 2007 which has reported a profit reaching around Rs 1,969m. This profit fostered NMH to invest immensely in the development of the companies. Consequently the financial chaos put a cessation to the ascendancy of the business in 2008. Nevertheless the incomes of company for nine months boosted by 8% ending on June 2008, the companyââ¬â¢s profits for the similar period compared to last year fell dramatically. Since the arrivals in tourism dropped by 7.6 % at national level, receipt for the group declined by 16.2% for the following year and revenues plummeted by 8.6% in the year 2009. There was no exception in 2010 as the group showed another decline in revenue of 7.7%. The company also reported this fall because of the shifting and fluctuation in demand towards low-priced accommodation and huge discounts by some hotel operators. The main reason behind it was due to fragile and weak conditions that overcame Europe. The year 2012 had a harsh trading conditio n as there was a drop in the average of guest night spending because the exchange rates were unfavorable but the total revenue improved by 6.4%. In 2013, there was a negative drop of -3.5% in total revenue due to the heavy discounting rate provided by their competitors. Sun Resorts Sun Resorts is a luxury and deluxe hotel group that owns five hotels in Mauritius namely: Le Touessrok (5-star resort) Long Beach (5-star resort) Sugar Beach (5-star resort) La Pirogue (4-star resort) Ambre (4-star resort) Sun Resorts began to get worse in terms of both rates and volume by the end of year 2008, as the current turmoil in the world financial markets had affected our core source markets. While the decrease in occupancy rate persisted, the groupââ¬â¢s profits kept on decreasing severely also and in the end of 2009, Sun Resort showed a deficit of Rs105m. The company reported Rs133m loss in 2010 as the market disorder that is staying uncertain and difficult and to predict. In 2011, there was a decrease of 2 % in the groupââ¬â¢s revenue so in order to lessen these risks; the company has diversified its approach towards some emerging markets of Asia and Russia. Naade Resorts The luxury hotel group, Naade Resorts owns one-villa in Blue Bay at Ile des Deux Cocos and 6 hotels in Mauritius namely: Beau Rivage Legends Les Pavillons Tamassa Merville Beach Le Tropical It started to experience a decrease in terms of both revenue and volume in 2008, as the decline in the rate of occupancy continued and Naade Resortsââ¬â¢ profits kept on falling sharply. The group reported a negative increase of 4% in the revenue in 2009. The average revenue per room decreased by 41.5% in 2008 and decreased by 0.8% in 2009. As the group itself reflected the impact of the GFC in their annual report, it ended with a deficit of Rs367m in 2009. The overall hotel groupââ¬â¢s performance was extremely affected by the destructive effect of the GFC on the arrival of tourists for both the Maldives and local operations and together with an elevated gearing influenced harmfully on the performance of the hotel. Naade Resorts ended its 2012 with an increase of 19% in the average revenue per room compare to 49.9% in 2006. 3.4 Conclusion The chapter 3 shows that GFC has afflicted the GDP and tourism sector in Mauritius. Moreover measures have been taken by government to overcome it and to increase the amount of tourist arrivals. The next chapter will analyse the impact of GFC on tourism sector and different steps of analyzing.
Wednesday, November 13, 2019
Bisphenol A Essay -- Chemistry, Polycarbonate Plastics
In society, Bisphenol A is also known as BPA itââ¬â¢s important and relevant in some areas like in cars and medical equipments and not so important for the human body. BPA is mostly link to metal cans. The purpose of this paper is to discuss the molecular process, the real world applications, and the advantages and disadvantages of Bisphenol A. Bisphenol A has deep connection in the can making industry, in the NACAR business and the history of Bisphenol A. Bisphenol A is a chemical building block that is used primarily to make polycarbonate plastics and epoxy resins. Polycarbonate plastics is a plastic that is lightweight, itââ¬â¢s a high performance plastic, that possesses a balance of toughness, stability, optical clarity, high heat resistance and excellent electrical resistance. Because of these abilities, polycarbonate is used in a wide variety of common products, such as us in CDââ¬â¢s and DVDââ¬â¢S. An epoxy resin begins with the reaction of two compounds, Bisphenol A and epichlorohydrin. Epoxy is a thermosetting epoxies polymer that cures when mixed with a catalyzing agent that makes the hardness of the can. What this means is, when you are making polymer, when you are mixing these two chemicals together you get a hardness that is made and put into cans to give their hardness. According to Dr. Castan of Greenlee (1936), The request for epoxy is based on materials that are extensive and have include coatings, adhesives a nd complex materials such as those using carbon fiber and fiberglass reinforcements. (Greenlee and Castan, paragraph 2). Also Epoxy resin is a hard substance created when two substances, an epoxies and a polyamine, are combined. In most cases the two chemicals are epichlorahydrin and Bisphenol A. Bisphenol A was invest... ...ic no steroidal estrogen diethylstilbestrol (DES) during their pregnancies between 1948 and 1971 and have 2.5 times the normal incidence of breast cancer. In general, my topic is Bisphenol A and it has a muti-step molecular process which allows many real world implications, such as cancer, over weight. In addition Bisphenol A molecular process involves a hard way molecular process which allowed bathing the polymers letting it cool down, and then making the diepoxy polymers. And tying it together with an electron at each end. This disadvantage doesnââ¬â¢t help the human body because it makes you body weak and you canââ¬â¢t treat these health issues. In our society Bisphenol A could offer a solution to the problem of human body and lower the health issues down. And also many people can start making healthy choiceââ¬â¢s in life instead of eating can food try fresh food instead.
Sunday, November 10, 2019
Influences: Celebrities Essay
The environment of a child molds them into the person they will become as an adult. The biggest influences in children lives are parents and celebrities. There are positive and negative influences these two both set as role models. When a child sees behavior of their parents affects their mental and social development as they grow. It seems today that children are trying to act older than they really are. Pressure from parents and celebrities could be responsible for this behavior and change in identity. The way children are influenced by our parents is entirely different by how they are influenced by celebrities. There are children who may make a bad decision about sex, drugs, money, or just maybe in life. As a child grows the images they see stays with them as the turn into teenagers. Then they think it is okay because the person they look up to besides a parent have demonstrated or talked about it. Parents can also influence bad decisions as well. Celebrities may play a great role in influencing a teenagerââ¬â¢s preferences and perception towards. It is important for celebrities to keep up a good image. The influence of celebrities can range from oneââ¬â¢s personal appearance to how a person interacts with the community. Celebrities have influenced people to wear similar clothes, to have the same hairstyle, or to use the same brand of cosmetics and other personal effects. Teenagers look up to celebrities for every minor update from the fashion world in the lust to look good and current. Girls are pressured to be skinnier and prettier, because that is what they see women look like in magazines and television. Sex sells and the media know that. It is also dangerous for children and teens to become obsessed with celebrities and everything their lives entail. The infatuation teenagers have over celebrities and their lifestyles can take over their own lives. Parents being the first influence in a kidââ¬â¢s life can affect them in the best possible manner by helping them to develop good personalities full of quality ethical and moral values. Family is the primary institution in the lives of individuals, with mother being the first teacher. Parents influence the life of an individual in multiple ways. The kid looks at the lifestyle of his parents and tries to adapt with them, therefore following everything that he looks at. Parents are the initial influence in their childrenââ¬â¢s lives. If parents have good morals and confidence so will their children. But if children see their parents displaying negative behaviors such as smoking, or abusing drugs and alcohol, or even possessing low self-esteem, the children will believe it is acceptable and are more likely to do so. Although celebrities influence lives in a big way, parents have a greater influence. Quality time spent with family could balance their self-images and lessen the need closely watch what celebrities are doing and the entertainment shows are created to cause hype directed towards famous people. No matter how much a person is influenced by celebrities, it can be limited when parents come into the picture. There is absolutely nothing wrong with a positive influence coming from celebrities, but when a person starts to show negative behavior because of this influence, parents and family will have to step in to change a personââ¬â¢s perspective. Throughout our lives, we are influenced by a lot of people. During the early year, family and parents play an important role in influencing and developing our own set of attitude and behavior. Our personal relationship with our parents would determine how we respond to or how we are influenced by other people. As we grow up, we become exposed to famous people, more often celebrities, who can then influence the way we look, the way we dress, and the way we interact with other people in the community. The way we are influenced by our parents is entirely different by how we are influenced by celebrities.
Friday, November 8, 2019
The britain money market and is for specially britains islamic bank The WritePass Journal
The britain money market and is for specially britains islamic bank Introduction. The britain money market and is for specially britains islamic bank Introduction.Aim What Is Credit Card. History of Credit Card.The Credit Card In Britain.Credit Card System.à Islamic Bank Of Britain.Literature reviews.Justification. Hypothesis.Research MethodologyScope.Limitations.Conclusion.Related Introduction. I aim, in my dissertation to establish a Islamic credit card model in the Britain money market and is for specially Britains Islamic bank. There is no Islamic credit card available till today in Britain, and the only Islamics financial institute is Islamic Bank Of Britain. My research basis Islamic credit card which defeats in the Middle East and in Malaysias money market. The most banks they who provides such card in Asia act according to the deferred payment to know that they (to the inah bay) were discovered later the achievement has the dispute, disguises with to oppose Islamic completely law concept (Shariah). About, the Shariah related mostly bank has their policy formulation own Shariah in Asia to obey the court, but I know the question am at the same time mostly the Shariah committee to am in the same subject question harmful viewpoint. Provides by these Asian Bank these, but is all explanations to according to Holy Bible Koran is not suitable fore-mentioned by from the â⬠Å"Middle East Bankerâ⬠. when the Persian Gulf States Bank has visits new plans Muslim to believe and to provide them the credit card. Their method is very attractively to principal and granter or the guarantee based on the system. My financial model will simultaneously carry out the religion and financial anticipated two. Perhaps this model also has loads impracticability s as for is, because perhaps by Britains Islamics banks use or they are I knew needs complex procedure. Aim I planed aboutà Construction ofà Islamic credit cardà the finance model and specially for s money market. Goal in somebody Followed; the s heel is the academic lecture core goal. 1. Discovers credit card According to Islamic legal (Shariah) s function about payment style. 2. In British appraisal credit card market, and may Muslim use these cards. 3. Provides credit card s reliability and in Islamic market revelation function. 4. Anything about in Islamic credit card Use; These s suitable model existence concept in credit card Use aspect; Discovered that the latent Islamic principles s function credit card is? What Is Credit Card. The credit card possibly is defined to arrive invariable compensation card that to propose may to purchase cardholders credit specific quantity which and pay the flowered amount. Outstanding widespread balanced, in is assigned in the time is may pay, or the interest will cause on surplus balanced. (Paxon and five, 1998) History of Credit Card. The credit card systems first type is developed in the US. Later in 20 centuries at the beginning, will use in the metal plate to the Western Alliance and other financial institute recording the customer detail and the account. The Flatbush State bank introduced its monthly allowance account bank accountholders in 1947. In 1951, the Franklin State bank was issues credit cards first financial institute to other bank customer. (Lindsey 1980). the diners club issued in 1950 the first modern credit card, and was called the travel and the entertainment (T E) card. The US express followed the visitor who ate meal to club and to provide in had the credit period characteristic between the expense and the payment for the credit card 1958, but did not have the partial payments facility. (Wonglimpiyarat 2005) the national credit card first developed and allows it to stretch across Earths other banks in 1966 from the American Bank. Will become all things as for the result rival by later to resu lt in the card between the bank and the main charge name which will provide is joined. (Frazer 1985) The Credit Card In Britain. Barclays issued in 1966 the first credit card in the agreement later by the American Bank. Barclays imports all facilities and the structure in Britain revises the American Bank operation. (Wonglompiyarat 2005) Credit Card System. The visa, the switch and Master manage under the four directions plan. These all transactions through the plan involvement are four main parties; Holder ofà the card, through the use ofà card, pays the payment, The card publisher, provides the card to the user, and runs the trading account, The retail merchant, sells the goods or the service back-spacing promise for the payment. Merchant acting as a purchasing agent, the absorption retail merchant, obtains from the card publishers payment and the repayment gives the merchant. They have frequently with the merchant, but its Relations; does not force. à Islamic Bank Of Britain. Islamic Bank Of Britain is only Shariah the obedient financial service authority (FSA) authorization financial institute in Britain. It started its operation and located at three British various cities and the branch in 2004 in London and the main office in the Birmingham. Other Islamics bank, I elect likely the bank goal also will provide the choice for the regular mechanics of banking through to avoid interest (Riba) and definitely to maintain the money only spends at the moral enterprise. At present the bank expands its product rapidly and serves two pair of current finances and the banking industry crisis, the Islam community in Britain, the availability non-interest credit card, in massive the growth Islamics mechanics of banking, chooses the choice modern mechanics of banking product and the service, the integrated Islamic financial concept is looking like Lloyds TSB modern bank neutral HSBC and is not voluntarily the high interest rate strong existence rule credit card. (www.i slamic-bank.com) Literature reviews. In todayââ¬â¢s society the credit card uses the achievement to pay money a basic way. Has to credit cards various uses for example payment, the Credit facility, the cash advance easy way and as for the status symbol. Presented the payment proposition money value way compared with Islamic credit card and the conventional credit card, has various questions which a lower penalty spends, provides free bonus year after year, a fancier look and the proposition expense gives up. (Ma Sum total Billah 2001). Islam permission use credit card, because it does not incur the interest, and at the same time it does not violate Shariah any rule. (Ahamad and lake huron 2002). Whether I did know the credit card service only pays the main amount as for the user to add on operates and the overhead charge credit card, the financial entry is permitted, because it does not involve any kind in the Islam the element benefit which forbids. (in el Azura 2006). The use to pays money other way credit cards ad vantage for the purchase, the cost effectiveness, the security and the world acceptability is easy to use. (Mohammad 2003). Justification. In the Middle East and Malaysia the method which discussed, anticipated financial model and gift payment method and religious belief flaxen cloth. The research possibly completes the explanation, but is may be the description possibly takes the bank with it to this domain research union important work. Hypothesis. The hypothesis has the limited research in the region Islamic credit card in Britain. (2007) the Shah pale research which and the discovery conducts has in the human limited aware about Islamic credit card. Mohd (2008) has identified influence Islamic credit card usage several factors for them. Had has developed following three hypotheses; H1: Technical and the function services quality has to immediate influence Islamic credit card user. H2: The religion has positive influence to the usage of Islamic credit card. H3: The culture is directly affects Islamic credit cards choice, the usage and satisfaction. Research Methodology The research methodology based on secondary data heavily. My research may use to the bank website in the Middle East and Southeast Asia and various origin together for example article, the research, the journal and the book. Other origins and insure London including on-line Islamics institute mechanics of banking, the Middle East banker magazine library Islamic finance (www.maktabonline.com), journal and complete other on-line resources. Because appears self-confidently in the promiscuous method has the research qualitative and the quantitative method mix. Except that beside further studies may be appears to the possibility to it with the current research findings. Scope. Core goal, if the research is the development to the financial model Islamic credit card Britains Islamic bank. Bank possibly for theirs credit card research applications research at that time credit card in theirs stock list, but its long waiting. The report will also highlight the key question for example in massive the general manner, the belief and the perception about the non-interest Islamic product and the service option and the usage. The report is willing in the modern day mechanics of banking also to show the convention mechanics of banking system choice and Islamic financial concept integration, and, when result trend toward mechanics of banking Islamic way. Limitations. Limits all hates diligently, the research has the loading limit. First it is limited Islamic the credit card and Britains Islamic bank. Next, the sample will be small, and will not provide to the population overall picture. It will concentrate mainly signs in upon arrival at work a broader picture in the merchant, because of it True s stemming from found individual the control use Islamic financial organ. Also the will did not think that perhaps the religious responder and it neglects to the Islamic financial service Islam users great proportion. Conclusion. What the conclusion Islamic Bank of Britanavoids establishing likely is the regular mechanics of banking provides chooses other Islamic bank interest (Riba) and definitely maintains the money only spends at the moral enterprise. Two pair of current finances and banking industry crisis, the Islam community in Britain, is not the availability strong existence non-interest credit card, to chose the modern mechanics of banking voluntarily in massive, Islamic financial concept integrated choice in has looked like HSBC in the modern bank, and a higher interest rate in the regular credit card, there was in the non-interest giant hidden growth potential sum.
Wednesday, November 6, 2019
Progressivism and its Effects essays
Progressivism and its Effects essays Progressivism was a period of American history in which improving working conditions, improving the way of life, exposing corruption, expanding democracy and making reforms was the main idea of this period. Many of the citizens granted and demanded a change in numerous areas such as business, labor, economy, consumers and an increase of democracy. The progressive period was marked with the arrival of three great presidents Roosevelt, Taft, and Wilson all three of these presidents fought for the common good of the people. Teddy Roosevelt was known as the "trust buster" and that is exactly what he did to help control big business. Many large corporations had complete control of the services that they were selling. Roosevelt went in to these companies and helped to stop this type of monopoly. The biggest trust that Roosevelt busted was the one involving Northern Securities and J.P. Morgan. Roosevelt was also a big supporter of labor he tried almost everything and anything to help the citizens of the United States. Teddy set up child protection laws, which were used to prevent children to work in factories, and it also reduced the amount of time they worked. Roosevelt also set up workman's compensation, which is a payment that employers had to pay employees who get injured on the job. President Wilson also tried to help and improve the conditions for workers he did this by adding and income tax. This type of income tax is called a progressive or graduated which would rise with the amount of money that a person makes. This really helped the poor because they were taxed less than big business men were. Wilson helped the economy by instituting a Federal Reserve Bank. This bank was a system in which there would be twelve federal reserve banks all throughout the country. All national banks were ...
Monday, November 4, 2019
Geography of Minnesota Essay Example | Topics and Well Written Essays - 250 words - 2
Geography of Minnesota - Essay Example This is supported by a survey that stated that over 70% of the population in the state is made up of immigrants. Some of the ethnic groups include African Americans brought as slaves to work in fields and construct the railways. After they attained their freedom they settled in Minnesota. Pacific Islanders came from the islands of Melanesia, Polynesia and Micronesia. They immigrated to Minnesota to seek employment in the fields and mines. American Indians are also referred to as Native Americans. This is because; they lived in America before its discovery by Christopher Columbus in 1492. Asian Americans are individuals of Asian descent. They immigrated to Minnesota in search of work, business and an education. Hispanics/Latinos are people of Latin descent and can trace their heritage back to Latin and South America. They immigrated to America and chose to stay in Minnesota due to its employment and business opportunities. All of these ethnic groups living and working together best illustrate spatial distribution. These ethnic groups are distributed across the state although some of them be liv e in specific areas (Hart, 2008). The first major wave of immigration was between 1860 and 1870. The first immigrants were from Germany. They were soon followed by the Norwegians who were referred to as Scandinavians. German immigrants composed the largest immigration group in Minnesota while the Norwegians only represented a small portion of the immigrants. Most of the German immigrants moved to farming areas within the state while the Scandinavians tended to settle in distinctive communities most of whom had relocated due to the potato famine they experienced between 1845 and 1852. The famine killed approximately a million people and in the process caused the immigration to the United
Friday, November 1, 2019
Description of policy currently under force Essay
Description of policy currently under force - Essay Example The United States National Guards are a part of the United States reserve military force.The primary main function of the National Guards is to aid the armed forces during emergency and support the state government during war.Used both by the United States air force and the armed forces, the United States National Guards are federally controlled units of the state authorities under title ten and thirty two of the United States code. Mobilized through the means of either the president order or the governor's consent, the National Guards require voluntary transfers or temporary duty assignments to get in action.According to the current policy, the National Guards are to act as a first line defense for the United States. The force is divided into small units which are spread across the length and breadth of each of the fifty states and are governed by their territorial governors. The current policy also states that in case of an emergency such as a hurricane, flood or an earth quake, th e National Guards may be pressed into active service after getting a nod from the territorial governors. National Guards can also be commissioned into active or inactive services in the federally recognized armed forces if the need rises.For this, it is imperative that the authorities get a nod from the state governors. Likewise, the National Guards may be called up to assist the Federal services to suppress invasions, rebellion or to repel a proposed armed invasion of a foreign country. Likewise, in the case of any danger against the Federal authority or the inability of the president to execute the laws of the United States with the aid of the current armed forces, the federal laws require added assistance through the means of the National Guards. At present, with special regards to the war with Iraq, wherein tens of thousands of National Guards are being dispatched to the war torn country, the country is facing acute shortage in terms of both manpower as well as recourses when it comes to dealing with natural disasters. Since the year 2003, the National Guards have left sixty four thousand pieces of equipment, which include trucks and communication equipment valued over $1.2 billion in Iraq. (Pear) (Millett and Maslowski) Environments Of The Policy Currently In Force National guards comprise one half of the US ground forces and one third of the support forces. Since September 2001, over 140,000 guard members have been mobilized; of which 113,000 are one active duty. Of these over forty percent are currently deployed in the war torn Iraq and fifty one percent are involved to aid the global war on terrorism. (United States Office of the Federal Register) The Physical Factors The main physical factors which affect the origin, development and implementation of the current policy are the physical factors. The biggest setback to the National Guard came when the organization was commissioned to active service. Here, it was a complete transition from a force which was rarely deployed to a force which was always on active duty. Likewise the sudden transition of a soldier, who was earlier deployed for a short period of time to one who had to be on active duty for at least a year, led to unprecedented stress and physical discomfort. In accordance to the present operational tempo, the unparallel physical demands led to severe health problems. The need for health promotion programs to prevent soldier injuries on and off the battle field, led to the induction of new health policies (Eaglen). The problems include- 1) Lack of medical readiness program projections based on current and future assessments 2) Conditions, which are potentially preventable but affect the mission include orthopedic (56%), internal medicine (16%) and neurological disorders (8%). 3) Lack of mobilized medical units 4) Lack of enhanced medical readiness to ensure healthy and fit medical personnel. 5) Absence of medical facilities which aid in the conservation and restoration of a soldier's health and medical
Subscribe to:
Comments (Atom)